Loans

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AJIB's loan programs are designed to promise you an easier and more comforting life. Personal loans have never been more rewarding with their flexible repayment methods and other huge benefits:

  • Competitive interest rate of 8.75% for the government sector or 9.5% for the private sector
  • 1% commission for the first year only
  • Convenient loan amount that suits your needs
  • Loan tenor up to 96 months
  • Flexible rescheduling of installments

Terms & Conditions for Personal Loans:

  • Must be at least 21 years of age
  • Customer should be employed at a company approved by the Bank
  • Customer should have a verified and clear source of income
  • Security (if required) must be approved by the Bank
  • Must have a minimum of 2 years experience at last job

To get a personal loan, visit any of our branches with the following documents:

  • Valid national identification card
  • Latest salary slip or proof of income certificate
  • Utility bill
  • Bank statement
  • Liability/clearance letter

Your long anticipated dream to own the house of your choice is only one step away.

Our housing loan is a convenient and comprehensive solution that meets your needs and helps you build a house, buy a new one or improve your current house.

Benefits:

  • Competitive interest rate of 7% yearly
  • 1% Commission for the first year only
  • Loan tenor up to 300 months

Terms & Conditions for Housing Loans:

  • Must be at least 21 years of age
  • Customer should be employed at a company approved by the Bank
  • Customer should have a verified and clear source of income
  • Security (if required) must be approved by the Bank
  • Must have a minimum of 2 years experience at last job

To get a housing loan, visit any of our branches with the following documents:

  • Valid national identification card
  • Latest salary slip or proof of income certificate
  • Utility bill
  • Bank statement
  • Liability/clearance letter

For more information, kindly visit our customer service representative at any of our branches and offices

Loan Calculator

Schedule of Tarrifs and Fees - Retail Banking

Terms & Conditions